Every online store require gaining audiences from overseas, and that includes offering the good payment methods. Using WooCommerce, you can easily set up local payment methods and assign them based on customer location. In this article i am going to explain how to setup a country based payment system so your customers enjoy a seamless checkout experience.
Adding a payment method in WooCommerce is very simple. You have to browse your WordPress dashboard, open WooCommerce settings, and choose your preferred payment methods. However, adjusting the current payment methods based on customer location requires some additional configuration. Let’s we learn the process step by step.
Why Use Country Based Payment Setup
Offering local payment option improves user trust and increases successful conversions. For example, customers in India prefer UPI or Paytm, while customer from Germany may prefer Sofort or Giropay. Using a country based payment setup, you can display only the local gateways during their checkout.
Another benefit is compliance. Certain of payment gateway are limited to specific regions due to legal & operational restrictions. A country-specific method avoids showing unavailable options to customers and reduces friction during the checkout.
How to Enable Country Based Payment in WooCommerce
There are two main ways to set up this functionality! lets go on the way-
1. Use a Plugin for Country Based Payment
The easiest way is to install a country based payment plugin. that will allows your customer to conditionally show available payment gateways. One of popular plugin is Conditional Shipping and Payments from WooCommerce. This plugin help you create rules for different countries, restricting or enabling payment methods as necessary.
Steps to follow:
- Acess your WordPress dashboard
- Navigate to Plugins > Add New
- Search for “Conditional Shipping and Payments”
- Install and activate it
- Go to WooCommerce > Settings > Restrictions
- Choose “Payment Gateways”
- Create rules based on billing or shipping country
Once your setup is done go to front-end and check by entering a different billing country. for sure you can allow such methods for sepcific country and leave all others country using a common payment gateway. as your choice..!
2. Manual Setup via Custom Code (best option)
If you do not prefer to use a plugin, you can add following custom code to your theme’s functions.php file. This method allows advanced users to programmatically control gateway visibility. if you don’t know programming get in touch with us we may help you.
Example snippet:
add_filter( 'woocommerce_available_payment_gateways', 'custom_country_based_payment' );
function custom_country_based_payment( $gateways ) {
if ( is_admin() ) return $gateways;
$customer_country = WC()->customer->get_billing_country();
if ( $customer_country == 'IN' ) {
unset( $gateways['paypal'] );
} elseif ( $customer_country == 'US' ) {
unset( $gateways['razorpay'] );
}
return $gateways;
}This code disables specific gateways based on the customer’s billing country. I just addressed an example for INDIA and USA. you can adjust necessary country code in the code snippt. for time savings you may want to hire a php developer.
Best Practices for Country Based Payment
Let me give you some tips to make it smooth and a good user experience.
- Test thoroughly to make sure of country sees the correct options
- Keep it updated if you change or add new gateways for different methods
- Inform users if a payment method is limited or not available by region
- Use fallback options like credit cards or wallets for global customer which is common methods
Also, keep your checkout page clean and fast. if you can reduce confusion in checkout experience you will have fast conversation.
Benefits of Country Based Payment Strategy
When you implement country specific payment options, you will see reflection like below.
- Increase conversion rates by reducing cart abandonment
- Enhance customer experience with localized options
- Avoid compliance issues related to unavailable or restricted gateways
- Build trust with customers who feel more secure using familiar methods
It will give you the flexibility to scale globally while staying local. A country based payment approach is the key to smoother, smarter ecommerce growth.
Conclusion
Setting up country based payment methods in WooCommerce is not just about small configuration. It’s about creating a user-friendly, localized shopping experience that meets customer expectations. Whether you are using a plugin or custom code, the end result will be an optimized store with global success.